Payment Processing


Collect Funds
Faster Than Ever

With TapGoods payment processing, our customers get consistent, predictable 2-day deposits! (Funds arrive at banks in automatic sweeps the second day and are typically deposited by day 3.)

Essentials
Standard
Select
Premier
Payment Card Processing (Qualified Transactions)
Debit cards and non-reward credit cards that are tapped, dipped, or swiped at a terminal. Typical deposit and hand shake rules followed. There is a lower risk of fraudulent activity when the cardholder is present. 2.9%
+ $0.25/transaction
2.4%
+ $0.25/transaction
1.9%
+ $0.25/transaction
1.9%
+ $0.25/transaction
Payment Card Processing (Mid-Qualified Transactions)
Membership, rewards, business and commercial card tapped, dipped, or swiped, and manually keyed-in or online transactions from consumer credit and debit. 3.9%
+ $0.25/transaction
3.4%
+ $0.25/transaction
2.9%
+ $0.25/transaction
2.9%
+ $0.25/transaction
Payment Card Processing (Non-Qualified Transactions)
Corporate card, high-reward credit card, or international card as card-not-present transactions, or transactions that don’t follow rules (CVV, AVS, changed auth amount and older than 24 hour batch). The expense and risk for these transactions are higher, and the fee increase goes directly to the card issuing bank to help mitigate the risk of fraud and protect your business. 4.5%
+ $0.25/transaction
4.0%
+ $0.25/transaction
3.5%
+ $0.25/transaction
3.5%
+ $0.25/transaction
ACH Rate
1% + $0.15/transaction
Credit and ACH Chargeback Fee
CC/ACH Chargeback Fee: $25
PCI Non-Compliance Fee: $25/mo when not compliant**
ACH Return Fee: $5
**TapGoods and our partner, Launchpay, maintain responsibility for PCI compliance. Merchants can take actions to help support compliance as well. Soon, we’ll ask merchants to view a video on how to support PCI compliance with daily work processes. This fee will be waived until 30+ days following launch of the video and will apply only to merchants that do not view the video.

US ACCOUNTS ARE SUPPORTED VIA OUR PAYMENTS PARTNER, LAUNCHPAY.

Essentials
Standard
Select
Premier
Payment Card Processing
2.9%
+ $0.30/transaction
2.4%
+ $0.30/transaction
1.9%
+ $0.30/transaction
1.9%
+ $0.30/transaction
Fees
CC/ACH Chargeback Fee: $25
Monthly Service Fee: $25
Set Up Fee: $75

All dollar amounts are in $CAD.

CANADIAN ACCOUNTS ARE SUPPORTED VIA OUR PAYMENTS PARTNER, TILL.

Essentials
Standard
Select
Premier
Payment Card Processing (Qualified Transactions)
Debit cards and non-reward credit cards that are tapped, dipped, or swiped at a terminal. Typical deposit and hand shake rules followed. There is a lower risk of fraudulent activity when the cardholder is present.
2.9% + $0.25 / transaction 2.4% + $0.25 / transaction 1.9% + $0.25 / transaction 1.9% + $0.25 / transaction
Payment Card Processing (Mid-Qualified Transactions)
Membership, rewards, business and commercial card tapped, dipped, or swiped, and manually keyed-in or online transactions from consumer credit and debit.
3.9% + $0.25 / transaction 3.4% + $0.25 / transaction 2.9% + $0.25 / transaction 2.9% + $0.25 / transaction
Payment Card Processing (Non-Qualified Transactions)
Corporate card, high-reward credit card, or international card as card-not-present transactions, or transactions that don’t follow rules (CVV, AVS, changed auth amount and older than 24 hour batch). The expense and risk for these transactions are higher, and the fee increase goes directly to the card issuing bank to help mitigate the risk of fraud and protect your business.
4.5% + $0.25 / transaction 4.0% + $0.25 / transaction 3.5% + $0.25 / transaction 3.5% + $0.25 / transaction
ACH Rate
1% + $0.15 / transaction
Credit and ACH Chargeback Fee
CC/ACH Chargeback Fee: $25
PCI Non-Compliance Fee: $25/mo when not compliant**
ACH Return Fee: $5
**TapGoods and our partner, Launchpay, maintain responsibility for PCI compliance. Merchants can take actions to help support compliance as well. Soon, we’ll ask merchants to view a video on how to support PCI compliance with daily work processes. This fee will be waived until 30+ days following launch of the video and will apply only to merchants that do not view the video.

US ACCOUNTS ARE SUPPORTED VIA OUR PAYMENTS PARTNER, LAUNCHPAY.

Essentials
Standard
Select
Premier
Payment Card Processing
2.9% + $0.30 / transaction 2.4% + $0.30 / transaction 1.9% + $0.30 / transaction 1.9% + $0.30 / transaction
Fees
CC/ACH Chargeback Fee: $25
Monthly Service Fee: $25
Set Up Fee: $75

All dollar amounts are in $CAD.

CANADIAN ACCOUNTS ARE SUPPORTED VIA OUR PAYMENTS PARTNER, TILL.


Order Integrated
POS Devices

Accept Payments in Person with a POS device, fully integrated with your TapGoods PRO system.